Why Is It So Hard to Pay Off Your Credit Card? (Part 3)
Part 3: Lifestyle Creep — The Slow Drift That Becomes the Avalanche You had a few splurges. Then came the crisis—car repairs, a medical bill,…
Category: Articles
Written content
What Is Real Wealth, Anyway?
Let’s play a quick game. Which of the following people is wealthier? A. Drives a 10-year-old Honda, lives in a modest house, and has no…
The Debt System Is a Hammer—Here’s How to Build, Not Break
Debt gets a bad rap—and let’s be honest, it deserves it. Credit cards, payday loans, 72-month car notes… They lure you in, then gut you…
DWD Featured on Trending In Education Podcast
DWD co-founders Desmond Stinnie and Addison Wiggin appeared on Trending In Education’s podcast to discuss the launch of DWD.
Why Organizations Must Lead the Way on Workplace Communication
When managers handle difficult conversations well, it builds trust. But when organizations set the stage for those conversations to happen with clarity and consistency—it builds…
The Great American Credit Trap (And How to Disarm It)
Credit as bait. Interest as the hook. Learn to cut the line. Imagine you walk into a casino. The chips are free. The drinks are…
Resetting After a Difficult Workplace Conversation
Protecting Both Workplace Harmony and Personal Stability Tough conversations are inevitable in any workplace. Even when handled with the best intentions, they can leave a…
You Are Not Broken. The System Is.
Expose the rigged game. Remove shame. Start fresh. Let’s clear something up right out of the gate: you are not the problem. Yes, your bills…
A Decade of Dollars, Discipline, and Dodging Debt in the U.S. Army
I joined the United States Army at the tender age of 20, armed with youthful enthusiasm, a wife, and a baby on the way. I…
Why Is It So Hard to Pay Off Your Credit Card? (Part 2)
Part 2: Crisis Spending — When “No” Isn’t an Option In Part 1, we talked about the “Yes Trap”—how seeing a generous available balance on…